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Lease Purchase , Lease Option and Rent to Own Homes in South Metro Atlanta GA

Move in Today, Improve Your Credit, and Buy Later!

The most flexible purchasing programs available for South Metro Atlanta home buyers having difficulty qualifying for a home loan mortgage are the Rent to Own, Lease Option or Lease Purchase home buying programs. 

If you are having trouble qualifying for a mortgage loan, are self employed, have current or past credit issues you need to sort out; these Lease to Own programs can help give you the time you need to repair or build credit to qualify for a FHA mortgage. Serious buyers should already have a reasonable down payment saved and be taking steps towards improving their credit score.

Rent to Own, Lease Option and Lease Purchase are terms often used interchangeably, however they are each different. Most of our agreements are made with the Lease Option to Buy, similar to the Rent to Own. The Lease Option, with down payment consideration, gives you the exclusive right to buy the home over a predetermined period of time, usually within 12 to 24 months. We are required to sell to you once you exercise your Option to Buy, however you are not obligated to purchase the home as you would be with the Lease Purchase.

Most of our rental properties for sale can be found in the Southern Crescent areas of Coweta, Fayette, Clayton, South Fulton and Henry County Georgia. The Custom Home Finder service is available only in Newnan, Peachtree City, Fayetteville, Fayette and Coweta County GA at this time.

How to Qualify for a Rent to Own Lease Option or Lease Purchase Home:

* Income: Monthly income before taxes must not exceed 30% of the monthly lease rate.
* Down Payment: With 2-3.5% of the purchase price, the better the chance for approval; especially for credit challenged buyers.
* Credit Review and Verification: Applications may, at our discretion, be denied for negative credit information, unpaid collections, unreleased liens, unsatisfied judgments or a broken lease.
* Landlord Verification: The previous two years rental history.
* Employment Verification: The previous two years work history.
* Credit Repair and Management: Credit challenged applicants can be approved, at our discretion, if they sign up for
Credit Repair and Management. (Once enrolled, access to the Available Homes list or the Custom Home Finder service will be available.)

Applicants Will Be Denied If:

* Falsifying or misrepresenting any information on the application. If false information is found after the Lease to Own or Option agreement is signed, the agreements will be terminated.
* Previous landlord's report of noncompliant behavior, poor payment history, inability to get along with neighbors, or misuse of property.
* Negative credit report information deemed too extreme for credit restoration to help near term.
* The use of a false Social Security number or identification card.
* We do not currently accept Section 8 housing vouchers.

We do give priority to clients that enroll in our Credit Repair and Management program. This program does offer reasonable payment plans for all budgets. Plus, you get this credited back to you when you get qualified and buy a Rent to Own, Lease Option, or Lease Purchase home from us!

If you are ready to start on the path towards homeownership, even if up to a few years away, we can help you get started in today!

>>>Sign Up for Lease Option to Own<<<




Owner Financed Houses, Lease Purchase Houses, Lease Option Houses and Rent to Own Rental Houses for Sale in Metro Atlanta GA
Counties: Carroll County GA, Clayton County GA, Coweta County GA, Dekalb County GA, Douglas County GA, Fayette County GA
Fulton County GA, Henry County GA, Newton County GA, Rockdale County GA, Troup County GA, Georgia.

Owner Financed Homes, Lease Purchase Homes, Lease Option Homes and Rent to Own Rental Homes for Sale in South Atlanta GA
Cities: Atlanta GA, Carrollton GA, College Park GA, Douglasville GA, East Point GA, Fairburn GA, Fayetteville GA, Hampton GA
Jonesboro GA, LaGrange GA, Newnan GA, Peachtree City GA, Riverdale GA, Senoia GA, Stockbridge GA, Union City GA.

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